HOA & Condominium Roofing — Florida
Board meetings. Reserve studies. Building inspections. We speak your language.
Florida's condominium and HOA market has changed dramatically since the Surfside collapse. SB 4-D and SB 154 created new structural inspection requirements (milestone inspections) and reserve funding mandates that directly impact roofing decisions. Ocean Group Construction works with community association boards, property managers, and reserve study professionals to navigate these requirements while delivering quality roof systems on budget and on schedule.
Why Condo Roofing Is Different
- Board approval process — we present to boards with clear scope documents, warranty comparisons, and phasing plans that board members can understand and vote on
- Reserve funding alignment — we work with your reserve study to ensure the roofing specification matches your funding timeline and budget constraints
- SB 4-D / Milestone Inspection compliance — for buildings 3+ stories or 25+ years old within 3 miles of the coast, structural inspections now include roof condition assessment
- Occupied building constraints — residents are home during the work. Noise, dust, parking disruption, and safety must be managed proactively
- Insurance implications — Florida insurers are non-renewing policies on buildings with aged roofs. A new roof can be the difference between coverage and no coverage
Services for HOAs and Condos
- Full re-roofing — flat roof, tile, metal, shingle systems
- Concrete restoration — balcony repairs, walkway coatings, parking garage restoration
- Waterproofing — pool decks, planters, below-grade structures
- Roof condition assessments for milestone inspections
- Board presentation support — scope comparison documents, Q&A sessions
- Maintenance programs — extend roof life and satisfy insurance requirements
Florida Statute Compliance
We help boards navigate:
- SB 4-D — Milestone structural inspection requirements (Phase 1 and Phase 2)
- SB 154 — Reserve study and funding requirements for structural components including roofing
- Florida Statute 718 — Condominium Act requirements for maintenance, repair, and replacement of common elements
- Insurance compliance — documentation packages for Citizens and private carriers
Ocean Group Construction has worked with community associations across Florida. We understand the politics, the process, and the priorities of board-driven decision making.
Frequently Asked Questions
What Florida laws affect HOA and condo roofing decisions?
SB 4-D (2022) created milestone structural inspection requirements for buildings 3+ stories or 25+ years old within 3 miles of the coast, which directly includes roof condition assessment. SB 154 mandates reserve study funding for structural components including roofing. Florida Statute 718 governs maintenance and replacement of condominium common elements. These laws changed how boards must plan and fund roofing work.
Can a new roof help a Florida condo association get or keep insurance coverage?
Yes. Florida property insurers are non-renewing policies on buildings with roofs over 15–20 years old. A new roof — properly installed and documented — can be the difference between maintaining coverage and losing it. We provide the documentation packages that carriers like Citizens Property Insurance require.
How do we get board approval for a major roofing project?
We support the entire board approval process — providing clear scope documents, side-by-side warranty comparisons, phasing plans, and Q&A sessions that give non-technical board members what they need to vote with confidence. We know how to present to boards, not just contractors.
How long does a condo association roof replacement take?
A single mid-rise building might take 4–8 weeks. Multi-building HOA projects are phased over a full season. We develop realistic schedules that account for occupied-building constraints, resident communication, and insurance milestones.
📞 786-696-4829 · Request a Bid
Serving All of Florida from Naples
Ocean Group Construction is headquartered in Naples, FL with crews serving the entire state. From Southwest Florida to Tampa Bay, Orlando, Jacksonville, and Miami — we deploy for commercial roofing projects of any scale.
📍 Ocean Group Construction · 1775 47th Ave NE, Naples, FL 34120 · 786-696-4829 · Licensed since 2002 · CCC1332364 · CGC1504639