Florida Condo Board Roof Planning

Florida Condo “SB 4-D” Roof Planning: What Boards Need to Coordinate

“SB 4-D” remains common shorthand, but Florida’s current milestone-inspection and structural-integrity-reserve-study framework has changed since the original 2022 law. A board-ready roof file keeps the statutory inspection, SIRS, and contractor scope separate—and coordinated.

Official sources reviewed November 10, 2026 · Florida Statutes and DBPR guidance
!

Critical role boundary: Ocean Group Construction is a roofing/construction contractor. OGC does not perform or sign statutory milestone inspections, does not provide a SIRS, and does not offer legal or engineering advice. This guide does not replace the association’s attorney, architect/engineer, reserve professional, local enforcement agency, or governing documents.

Start with role clarity

Separate the three jobs before the board compares proposals.

The same roof can appear in several files for different reasons. One document does not automatically replace another.

MI

Milestone inspection: structural safety

Florida Statutes §553.899 defines this as a structural inspection for covered condominium and cooperative buildings, performed by a Florida-licensed architect or engineer—or a team with one in responsible charge.

  • General first-inspection schedule: 30 years, then every 10 years
  • Local enforcement may require 25 years based on local circumstances
  • Phase one is generally due within 180 days after written notice
Read §553.899 at the Florida Legislature →
SR

SIRS: reserve planning

For covered residential condominium buildings, §718.112 includes the roof among the items addressed by a structural integrity reserve study and sets performer, content, update, distribution, and funding rules.

  • Required at least every 10 years for covered buildings
  • Addresses useful life, costs or deferred maintenance, and funding
  • Must be performed or verified by a professional authorized by statute
Read §718.112 at the Florida Legislature →
RS

Roofing scope: work to price and build

The contractor’s file translates known roof conditions and professional recommendations into a defined construction scope within the contractor’s licensed trade.

  • Roof areas, system, demolition, insulation, details, and drainage
  • Access, phasing, allowances, exclusions, and closeout
  • Permits, testing, design, inspection, and manufacturer responsibilities
Verify Florida contractor licenses →
Not the same document

Three files can inform one decision without becoming interchangeable.

Keep the author, legal purpose, output, and next action visible in the board packet.

Milestone inspection

Structural condition and life safety

A statutory structural inspection under §553.899. The signed and sealed report belongs to the architect/engineer—not the roofing contractor.

OGC role: price and perform an agreed roof scope; provide roofing information to the board’s professionals.
Structural integrity reserve study

Covered components and reserve planning

A budget-planning study under §718.112. The roof is one required item for covered buildings, alongside other statutory components.

OGC role: provide property-specific roofing scope and proposal information; not replace the SIRS.
Contractor roof file

Construction scope and execution

Observed roof conditions, defined areas, details, quantities, logistics, pricing, alternates, exclusions, warranty path, and closeout.

OGC role: develop and perform the contracted roofing work within its licensed scope.

DBPR likewise distinguishes a milestone inspection from a SIRS: the former is a structural inspection; the latter is a reserve-planning tool. Review the DBPR condominium FAQ.

When the report identifies deficiencies

Use the signed report—not a search phrase—to set the correction plan.

Florida law separates observations, substantial structural deterioration, contractor scope, and professional closure. A roof leak or visible imperfection is not automatically “substantial structural deterioration”; that determination belongs to the milestone architect or engineer.

01

Read the finding and the responsible professional

If phase one identifies substantial structural deterioration, §553.899 requires a phase-two inspection. The architect or engineer defines the structural finding, any further investigation, and recommended repairs. Confirm the report’s meaning and required next step with that professional.

02

Confirm the actual local deadline

There is no universal statewide “90-day roof correction” deadline in §553.899. The local governing body must set a timeframe to schedule or commence repairs for substantial structural deterioration identified in a phase-two report, and the statute requires commencement within 365 days after receipt of that report; a local ordinance may require an earlier date. Confirm the controlling deadline with the local enforcement agency, the association’s engineer, and its attorney.

03

Translate assigned roof work into a comparable scope

OGC can review roof-related items assigned to the contractor and develop a property-specific scope covering areas, details, access, phasing, allowances, permits, and closeout. OGC does not determine structural compliance, perform or sign the milestone inspection, provide a SIRS, or give legal or engineering advice.

04

Plan professional verification and board records

DBPR states that completed repairs must be reinspected by a professional and documented in an amended report. Contractor closeout does not replace that professional acceptance. Separately, the association must handle the report-summary distribution, posting, website, SIRS, funding, and meeting requirements that apply to it. Confirm each legal and engineering step with the association’s attorney and responsible professionals.

Board workflow

Move from calendar to controlled scope in six steps.

The objective is not more paper. It is one traceable record showing which professional said what, what the contractor is pricing, and what the board approved.

01

Establish the statutory and local calendar

Record the certificate-of-occupancy date, building height, ownership form, local notice, milestone and SIRS status, budget cycle, and meeting dates. Have counsel and the responsible professionals confirm applicability and deadlines.

02

Build one controlled roof file

Collect the governing responsibility matrix, professional reports, permits, contracts, warranties, drawings, closeout, repair history, leak logs, labeled photos, proposals, and board records. Preserve every report’s assumptions and limits.

03

Reconcile names, areas, quantities, and actions

Crosswalk each source document to the roof section, finding, responsible professional or party, scope action, and closure evidence. Resolve mismatches before asking the board to choose a contractor.

04

Choose the procurement lane

  • Defined repair: isolated scope with limits and follow-up.
  • Restoration/recoat evaluation: after compatibility, moisture, preparation, drainage, and manufacturer requirements are addressed.
  • Replacement: common scope with quantities, alternates, phasing, allowances, and closeout.
  • Professional investigation first: when structural, deck, drainage, code, or design questions exceed the contractor’s role.
05

Level the bids

Require every bidder to address the same roof areas, inclusions, alternates, allowances, unit rates, schedule assumptions, resident protections, warranties, exclusions, permit/design responsibilities, and closeout documents.

06

Preserve the decision record

Minutes and owner communications should distinguish what the architect/engineer determined, what the SIRS professional estimated, what the roofing contractor observed and offered, what the board approved, and what remains contingent.

Printable planning tools

Put the calendar and document crosswalk on one page.

These blank fields are organizing tools only. They do not calculate deadlines or determine legal applicability.

Board calendar builder

Confirm every date with the responsible professional, local agency, and counsel.

Certificate of occupancy[DATE / SOURCE]
Local written notice[DATE / AGENCY]
Phase-one milestone due[CONFIRMED DATE]
Phase-two status[IF APPLICABLE]
SIRS status / date[CONFIRMED DATE]
Budget adoption[DATE]
Board / owner meeting[DATE]
Procurement / construction[MILESTONES]

Document crosswalk

Resolve conflicting roof names or quantities before the vote.

Source / dateRoof sectionFindingResponsible partyScope / closeout action
[DOCUMENT][AREA][FINDING][PARTY][ACTION]
[DOCUMENT][AREA][FINDING][PARTY][ACTION]
[DOCUMENT][AREA][FINDING][PARTY][ACTION]
[DOCUMENT][AREA][FINDING][PARTY][ACTION]
Before approval

Ten questions a board should be able to answer.

Which document created the need: milestone report, SIRS, leak history, warranty issue, or a separate professional evaluation?

Does the proposed scope address every roof item assigned to the contractor?

Is any structural, deck, drainage, code, or design question still assigned to the architect or engineer?

Are roof sections and quantities consistent across reports, the bid form, and each proposal?

Are concealed conditions handled by testing, allowances, or unit rates?

What resident, parking, access, noise, odor, interior, and weather protections are included?

Which permits, product approvals, inspections, manufacturer documents, and closeout records are required?

Does the funding decision align with the current SIRS and advice from the association’s financial and legal professionals?

Who will verify completion of each required item?

What will owners receive, and when?

Common questions

Direct answers—without crossing professional lines.

Does Florida’s SB 4-D framework require every condo roof to be replaced?

No blanket roof-replacement requirement appears in the cited framework. Covered buildings have inspection and reserve-study obligations, while property-specific reports, conditions, governing documents, applicable code, and professional recommendations shape the actual roof scope.

Can OGC perform a milestone inspection?

No. OGC does not perform or sign statutory milestone inspections. Under §553.899, a milestone inspection must be performed by a Florida-licensed architect or engineer, or a team under one in responsible charge, with required work signed and sealed by the appropriate qualified team member.

Can an OGC roof condition report replace a SIRS?

No. Roofing documentation may support planning, but it does not replace the association’s SIRS or the current statutory performer and verification requirements.

Is the roof included in a Florida condominium SIRS?

Yes, for covered residential condominium buildings, §718.112(2)(g) lists the roof among the required items.

When is the first milestone inspection due?

The general rule is by December 31 of the year a covered building reaches 30 years based on the certificate of occupancy, then every 10 years. A local enforcement agency may require 25 years based on local circumstances. Extensions, exemptions, transitional deadlines, and local requirements need fact-specific confirmation.

Does completing roof work close the milestone process?

Not by itself. Follow the architect or engineer’s report, local enforcement requirements, current law, and any reinspection or amended-reporting requirements. Contractor closeout is not statutory professional acceptance.

Request a scope review

Bring the board’s roof documents into one roofing scope.

OGC can review the roofing file, walk the defined roof areas, and prepare a property-specific roofing scope or proposal. Keep the association’s architect or engineer, SIRS professional, attorney, manager, and local enforcement agency in their proper roles.

Call 786-696-4829 →

Request a Condo Roof Scope Review

Tell us which property and roof file need coordination.

Your form details are used to respond to your request and are not sent to Google Analytics.